Stripe or PayPal? Best payment methods for your website

Are you considering using Stripe or Paypal for your site?  Good idea. They’re two of the most popular and well-known payment processing platforms. Although both companies have similarities, each platform is better suited for different needs. PayPal is better suited for small or new businesses that are just getting started, while Stripe is a better fit for larger companies, as it provides more options for payment customization.

This article will compare the pros and cons of both payment gateways, so you can decide if Stripe vs PayPal works better for you to accept online payments for your business. Despite the fact Stripe was founded by and run by two Irish brothers, we promise to be unbiased!

Why use either Stripe or Paypal?

Stripe and PayPal are two of the most well-known payment solutions that let you collect money online. To collect funds from your site visitors through your website, your business needs a payment provider.

PayPal has been a giant in this field for years and is probably the biggest name in the game. And Stripe is the up and coming challenger to the throne. Offering a more “behind the scenes” processor, it has a long list of very popular clients and partners. Both are popular ways of processing payments for eCommerce; if you’ve bought something online, there’s a good chance your payment went through one of the two.

Most online payments are made using either Stripe or Paypal

More about Stripe

Stripe is an online payment service that lets people accept and send money over the internet, and its popularity is rapidly growing in the eCommerce world. Well liked by code-savvy people or teams with in-house programmers because of its customizable development tools. It’s a popular pick for small businesses but is also used by companies like Pinterest, Lyft, Blue Apron, and TaskRabbit. 


The Benefits of Stripe:

Ease of Use

Stripe is known for being super easy to use. 

Ease of Setup

Stripe is more customizable than PayPal. However,  to embed a feature like a Pay With Card button on your site, Stripe requires a bit more development knowledge and can sometimes be tricky for non-technical users. On a WordPress site though, integration is easy once you have a Stripe account set up. 



Stripe’s services are PCI Compliant. In other words, they meet the strict standards of the Payment Card Industry and your cardholder data is stored securely.

Access to Funds Time

Stripe will automatically deposit your funds into your bank account with a 2-day average payout time.


You can use Stripe with WordPress and other website builders like Shopify.

More about PayPal

PayPal is easily one of the biggest brands in eCommerce, with services ranging from digital wallets to loans. It also offers merchants payment processing through its recently rebranded PayPal for Business (now PayPal Commerce). PayPal Commerce is primarily focused on eCommerce but can be used to take POS payments through PayPal Zettle, the brand’s mobile processing app, or through a third-party partner.


Ease of Use

PayPal is also super easy to use and have made it really simple for customers to pay online.


Ease of Setup

PayPal have kept the setup process good and simple. Customers face few barriers to set up their account. 



PayPal is also PCI Complaint. 


Access to Funds Time

Your funds are available immediately in your PayPal account with PayPal Standard. However, PayPal averages a 2-4 day payout time when moving your funds from your PayPal account into your bank account. This is one place where Stripe wins outright. 



You can use PayPal with WordPress, and it’s integrated with a rangoe of products like WP Forms. 

What mehtod is best for your website, Stripe or PayPal?


PayPal and Stripe are two of the most well-known names in payment processing. If you’re a small business that’s just getting started and you’re looking for a way to process payment online, PayPal is a good choice. It’s easy to set up, does not have any start-up fees and does not require a contract. PayPal is one of the more recognized names in e-commerce, which ensures customers will feel safe purchasing your products or services.


If your business is more established and you want to customize your shopping cart checkout process so that it is integrated with your brand—and you have the developer skills—Stripe is a better choice.

Building a Website- The Next Steps

If you’re ready to start building your website, get in touch with us today. We have worked with many Galway based businesses, so check out our case studies page to see some of our projects. 

We’re on hand to answer any questions and discuss the needs of your project. Click the button below to get started.  

Building a website can be a very rewarding experience, let us help you with yours